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Insurance & Financial Options

“Accepting MOST PPO Insurance, PPO Medicare Dental Plans, WellCare Dental Plans, Various Dental Discount Plans, and Self-Pay Options”


Now Offering an In-Office Dental Plan! Information Listed Below


Contact our office to schedule your appointment and our front office staff will be happy to complete a complimentary benefits breakdown and advise you regarding your coverage.

Financial Policy

Our overriding goal at Cottonwood Park Dental is to deliver affordable, high-quality care that goes with your budget. That’s why we offer a wide range of options, including cash, check, Visa, MasterCard, and Discover credit cards, as well as flexible and reasonable financing offered through CareCredit which offers no-interest payment plans for six months, or low monthly payment plans for 24, 36, 48 or 60 months.

In other words, if you need to see a dentist, whether it’s for a toothache or teeth whitening, you can count on us to provide you with options for how you will pay for our services that are easy and convenient for you.

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Dental Benefits Policy

To further help ensure affordability does not keep you from receiving the care you want and deserve, we work hard to help you maximize your dental benefits. We can work with your carrier and bill them for reimbursement for their estimated part of all treatment you receive. Our rates are quite competitive too. It’s no secret that dental benefits policies vary, which means any dental practice is only able to estimate coverage. Unless other financial arrangements have been made, we ask patients to remit their estimated portion of treatment at the time of their visit. Any expected payment that is not paid by your insurance carrier is the patient’s responsibility. If the insurance company pays after you have already submitted payment, or if it pays more than expected, you will be notified and any overpayment will be sent to you.

Keep in mind that insurance is a benefit for you or your child. If at any time those benefits change, you are responsible for paying the remaining charges. Another thing to consider is that dental insurance benefits aren’t directly correlated with dental treatment needs. The benefits represent a set dollar figure based on previously agreed contracts and the procedures that are covered are decided between your employer and your insurance company. Regardless of your coverage, our dentists will suggest appropriate treatment, no matter what is covered under your insurance.

Cottonwood Park Dental Plan

Beginning September 2021, Cottonwood Park Dental began offering an in-office dental plan that can be used for nearly all dental treatment provided in the office. This plan requires one payment for the price of the program and will stay in effect for 12 months from the date of purchase. 

This plan includes two routine dental checkups each year, one dental emergency visit, fluoride, and many other benefits for no additional cost out of pocket!


All other dental treatment receives a discounted rate off regular prices in the amount of 15%. There are additional services that have a reduced fixed rate to help afford the recommended dental services. 


This plan was designed to help lower your dental treatment costs out of pocket and make receiving the excellent dental care you deserve that much easier!

Ask our office staff for details.

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